Learning to play the guitar

If there's one musical instrument I want to learn how to play it's the guitar. I think it's a very convenient piece that you can bring with you wherever you go like at the park or the beach. Well, I'm sure there are many other places where you can tag along the guitar with you. If only I know how to strum the guitar I'm sure I'm singing some Adele tunes right now. I saw the Adele 21 album at Hal Leonard online. I'm not really sure if I still have the time to enroll myself in a guitar lesson but I'm definitely encouraging my son to know how to play the guitar.

Launching a new business

I still have to launch the website and FB page for my new business and I'm really excited about it. I'm just thankful that this business didn't require me to get unsecured business loans because I didn't want to start my new endeavor with something to pay back. I also know that lenders put higher interest rates on unsecured loans and it's something that turns me off in the first place. However, if you're looking for money to start your own business and getting an unsecured loan is your last option then do it but make sure you pay it off soon so you won't drown in the interest.

Personally, I don't see unsecured loan as an option simply because I know I will be paying double (or even triple) of what I originally owe. It's the reason why I chose a business that requires minimal capital.

Dry Cleaning Bills

I used my wireless internet Fort Worth connection to get on-line and create an account with our local dry cleaner. Our dry cleaning bill had gotten so expensive, I decided that we had to do something about it! I researched all of the dry cleaners in the area and read reviews about them. I didn’t know that the dry cleaner that we use offers a fifteen percent discount if you create an account with them on-line and manage your bill and payment on-line. Usually, they pick up the dry cleaning, drop it off, and I send a check for the bill. I set up a payment plan where I could send electronic funds from my checking account straight to theirs at the end of the month when they e-mail me the statement. It is just like writing a check, but there is no paper check involved. I have to say that it is much easier than actually writing a check, but I wish that I had known that they were offering this deal sooner. Fifteen percent of our monthly dry cleaning bill is a lot of money!

Guest post by Steve Delaney

If the sandals fit

I'm sure some women got womens sandals for gifts on Christmas. I would love to give someone a pair of sandals but sizes are tricky. Different brands have different measurements. So I'd rather give gift cards so they can get the sandals themselves.

There are lots of brands of sandals today and they're all beautiful. It makes picking a pair really difficult especially if you're presented with many choices. I'd say get the one that has the right fit - something that makes your feet comfortable.

I'm not really a sandal type of person. I go for sneakers and shoes with heels especially that I need a little boost in my height with my short frame. Fortunately no one has given me a pair of sandals because I will end up returning it and replace it with sneakers.

Holiday shopping

I didn't do any shopping this holiday. The closest to shopping that I did probably was my trip to the local grocery store to get some baking stuff. With the throng of people I see on the news shopping I can imagine chaos if store don't use barcode scanners. I don't know how stores managed before the barcode scanner was invented. It was probably slow since cashiers had to enter the prices manually.

But anyways I heard on the news that there weren't too many great deals this year. But lo and behold that didn't dampen the shopping spirit of many people. They still went shopping for their family and friends.